Personal Loans Online at New Era Finance Group

At New Era, we are always looking for new and better ways to best meet you short-term financial needs. That is why our personal loan products are focused to provide quick cash loans with flexible payback options and affordable rates.

How it Works

Apply in minutes online

It is easy to apply right from your laptop, phone or tablet – anywhere, anytime. More importantly, it only takes a few minutes. You will receive a response shortly (during business hours)

No hidden fees

*There is no application fee, no origination fees, no prepayment fee and no late fees.

Get money fast

We deliver approved loans directly to your bank account within 24 hours after approval.

What is a Personal Loan?

A personal loan is a type of installment loan. Once approved, you will receive the proceeds of the loan all at once and you will then repay the loan on a schedule.

Repayments can be scheduled on a monthly, semi-monthly or biweekly basis, depending on the terms and payment plan for your loan agreement.

A personal is normally taken out for your own personal reasons. Therefore, the funds go directly to your bank account and you have the freedom to spend the money as you wish.

Explore our Personal Loan Products

Unsecured Personal Loans

An unsecured Personal Loan is a type of installment loan where no collateral is required during application.

This type of loan provides you with access to funds without the need to use your property as collateral. An unsecured loan is a flexible borrowing option that you can utilize to consolidate debt or make a large purchase.

No hidden fees

No origination or application fees.

Choose your amount

Access unsecured loan amounts between $**** and $****.

No collateral needed

No collateral required for unsecured loans.

Secured Personal Loans

Installment Sales Contract

A retail installment sales contract agreement is a bit different from a loan.

A loan is a transaction between you and the lender where you may use the money to make a large purchase such as an automobile or expensive equipment. Typically, you agree to repay the loan balance plus interest.

On the contrary, an installment sale contract is an agreement between you and the dealer of the vehicle or equipment, whereby you agree to pay the dealer over time. Typically, you pay for the value of the vehicle/equipment plus interest. Note that the dealer can sell the installment sales contract to a lender or third party.

How to Apply

It is as easy as 1-2-3 to apply and here is what you need to quickly complete the application process:

  • Applicant’s full legal name, social security number and date of birth.
  • The dollar amount that you would wish to borrow
  • One form of photo ID (driver’s license, state-issued ID or US passport)
  • Previous address, if you have been at the current address for less than two years
  • Your annual income and any other income to be considered

The Benefits of a New Era Finance Group Loan

At New Era, we are all about taking care of our clients’ personal financial needs. With the New Era personal loan, you can get the funding you need, sent directly to you with the freedom to spend it the way you want.

Easy approval

Getting a personal loan online has never been easier. All you need are a few basic application utems and you are ready to apply at the comfort of your home. Our friendly representatives are always available on call or via email to help with any questions.

No prepayment penalties

Personal finance should not be a hassle. That is why we have gotten rid of all unnecessary fees and penalties from our loan terms. We strive to make your repayment terms as simple and straightforward as possible.

Simple refinancing options

After making your first successful payment on your loan, you will be allowed to refinance anytime you need access to the credit that may still be available to you. Furthermore, clients who have already paid their loans with New Era successfully may qualify for higher loan offers and amounts. Contact us (link) for more details.

Your money, your rules

New Era Finance Groups funds are given directly to the customer. This affords our clients the freedom to choose how they want to spend their money. You get to decide how you receive and repay your loan offer. We work with you to ensure repayment schedule coincides with your pay days, making it easier for you to manage your loan.