I am a fan of New Era. The speed with which they handle matters is nothing but commendable. My loan experience far exceeded my expectations especially since I did not have collateral and my credit score is anything but perfect. I never had to leave my home yet I was able to land some competitive imterest rates and flexible terms. The loan was disbursed to my account by the next day and I was able to take care of an emergency in good time. I really appreciate you guys!